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A speeding ticket for 1 over to 15 over is 0 demerit points but it can still affect your insurance exactly the same as 16-29 over (3 demerits) and 30-49 over (4 demerits). Insurance companies do not care about demerits. Demerits are completely irrelevent to insurance companies.

If you take it to trial and lose, it will be raised back up to 20 ...

So I got a speeding ticket for driving 70km/h in a 60km/h zone. Apparently I was driving 80 but the officer was nice and reduced it for me so it won't affect my insurance, which I appreciated. He said I had a clean record, that's why he did that.

What I want to know if it is still worthwhile to fight it. I was going with with the speed of the ...