Fortunately, I had a really nice man behind me who stayed and was my witness that the pickup ran a red light and was driving extremely fast. The cop ended up giving the other guy a ticket for running a red light, he said that the witness said the guy was speeding but the cop wasn't there so he couldn't ticket him for speeding. The cop said that even though the other guy was at more fault than I am, the insurance company will say I have little fault too. The cop said even though it was a red light, I should make sure it was safe for me to go.
My confusion is at this part, I did make sure it was safe to go. All cars had come to a stop, it was a red light, isn't my job now to take a proper safe turn? How is it my fault that the pickup that was speeding is now running a red light? He wasn't even there when the light turned red, he was speeding so fast he was there in seconds. How can I fight this and try to keep my insurance from rising as little as possible?
Sorry for the long post, this is my first time ever in such a situation.
http://www.ibc.ca/en/car_insurance/docu ... -rules.pdf
15. (1) This section applies with respect to an incident that occurs at an intersection with traffic signals.
(2) If the driver of automobile "B" fails to obey a traffic signal, the driver of automobile "A" is not at
fault and the driver of automobile "B" is 100 per cent at fault for the incident.
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