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Toronto by-law 132/93 section 3(a) and insurance

Posted: Thu Jul 25, 2013 9:57 am
by diehard

toronto bylaw 132/93 section 3(a)

"Drive non designated vehicle in reserved lane during prohibited hours"

does it go in your driving records?

will it affect insurance?


Re: Toronto by-law 132/93 section 3(a) and insurance

Posted: Thu Jul 25, 2013 2:13 pm
by Moose

I'm just curious, did you get this on Yonge Street or Dufferin Street Toronto?


Re: Toronto by-law 132/93 section 3(a) and insurance

Posted: Thu Jul 25, 2013 2:36 pm
by diehard
Moose wrote:I'm just curious, did you get this on Yonge Street or Dufferin Street Toronto?

Neither.

It wasn't on the 400 series either.


Re: Toronto by-law 132/93 section 3(a) and insurance

Posted: Thu Jul 25, 2013 8:09 pm
by iFly55

by-law tickets don't appear on your driving record and won't affect your insurance premiums

there are some by-law tickets associated with prohibited turns that involve 2 demerit points, but those won't affect your insurance unless you've collected enough points to get your license suspended

http://www.ontariohighwaytrafficact.com/post23890.html


Re: Toronto by-law 132/93 section 3(a) and insurance

Posted: Fri Jul 26, 2013 8:40 am
by diehard
iFly55 wrote:by-law tickets don't appear on your driving record and won't affect your insurance premiums

there are some by-law tickets associated with prohibited turns that involve 2 demerit points, but those won't affect your insurance unless you've collected enough points to get your license suspended

http://www.ontariohighwaytrafficact.com/post23890.html

Thanks.

So that means insurance companies will never ever see this bylaw conviction if they pull an abstract from MTO?