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Do I need to inform my insurer about an accident
My car skidded and it slammed into a tree on the median of the road. Thank God no other vehicles were involved and no one was hurt. I reported the acc… - 1 Replies
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- Last post Sun Feb 12, 2012 12:55 am View the latest post
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- General Talk & Information
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- 2 Demerit Points
- ↳ Improper opening of a vehicle door
- ↳ Prohibited turns
- ↳ Towing people on toboggans, bicycles, skis, etc.
- ↳ Failing to obey signs
- ↳ Failing to stop at a pedestrian crossing
- ↳ Failing to share the road
- ↳ Improper right turn
- ↳ Improper left turn
- ↳ Failing to signal
- ↳ Unnecessary slow driving
- ↳ Reversing on a divided high-speed road
- ↳ Driver failing to wear a seat belt
- ↳ Driver failing to ensure that a passenger less than 23 kg is properly secured
- ↳ Driver failing to ensure that a passenger under 16 years is wearing a seat belt
- ↳ Failing to lower headlamp beams
- ↳ Backing on a highway
- ↳ Driver failing to ensure infant/child passenger is properly secured
- 3 Demerit Points
- ↳ Exceeding the speed limit by 16 to 29 km/h
- ↳ Driving through, around or under a railway crossing barrier
- ↳ Failing to yield the right-of-way
- ↳ Failing to obey a stop sign, traffic control stop/slow sign, traffic light or railway crossing signal
- ↳ Failing to obey the directions of a police officer
- ↳ Driving the wrong way on a divided road
- ↳ Failing to report a collision to a police officer
- ↳ Improper driving when road is divided into lanes
- ↳ Crowding the driver's seat
- ↳ Going the wrong way on a one-way road
- ↳ Driving or operating a vehicle on a closed road
- ↳ Crossing a divided road where no proper crossing is provided
- ↳ Failing to slow and carefully pass a stopped emergency vehicle
- ↳ Failing to move, where possible, into another lane when passing a stopped emergency vehicle
- ↳ Improper passing
- ↳ Improper use of high occupancy vehicle lane
- ↳ Motor vehicle equipped with or carrying a speed measuring warning device
- ↳ Hand-held devices
- 4 Demerit Points
- ↳ Exceeding the speed limit by 30 to 49 km/h
- ↳ Following too closely
- 5 Demerit Points
- ↳ Driver of a bus failing to stop at an unprotected railway crossing
- 6 Demerit Points
- ↳ Careless Driving
- ↳ Racing
- ↳ Exceeding the speed limit by 50 km/h or more
- ↳ Failing to stop for a school bus
- ↳ Stunt Driving
- 7 Demerit Points
- ↳ Failing to remain at the scene of a collision
- ↳ Failing to stop when signaled/requested by a police officer
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- Ontario Highway Traffic Act
- ↳ PART 1: Administration
- ↳ PART 2: Permits
- ↳ PART 3: Parking Permits
- ↳ PART 4: Licences - Driver, Driving Instructor
- ↳ PART 6: Equipment
- ↳ PART 10: Rules of the Road
