Our website is made possible by displaying online advertisements to our visitors.
Please consider supporting us by disabling your ad blocker.

Ontario Highway Traffic Act

Discuss the Ontario Highway Traffic Act.


Post Your Traffic Ticket, and Get Help!


The Ontario Traffic Ticket Forum!


All times are UTC - 5 hours [ DST ]




Post new topic Reply to topic  [ 7 posts ] 
Check It Out
No unread posts New Set Fines Starting Sept 1st, 2015! Read and Learn Here.
  Print view

Contesting Fail 2 Surrender Insurance card ticket after paid
Author Message
PostPosted: Tue Jan 03, 2017 4:39 pm 
Offline
Newbie

Joined: Tue Jan 03, 2017 4:25 pm
Posts: 1
Hi, I am from Ontraio, Canada. I was using my friends car for moving some stuff around and was stopped by police and could not produce insurance slip. Got $65 ticket and paid it thinking not to make fuss about it. I know I made a mistake by not contesting it more so given that it was my first ticket ever. Well it has come back to bite me now. I got a second hand car for myself and Insurance company is charging me $20 extra a month for having this on my record and will do that for next 3 years. I am wondering if there is a way to get it off my record or there is no way but to pay $600 more in insurance over the course of next 2 and half year? Thanks in advance for taking time to read and reply.


Top
 Profile  
 
Re: Contesting Fail 2 Surrender Insurance card ticket after
PostPosted: Tue Jan 03, 2017 5:00 pm 
Offline
High Authority

Joined: Thu Jul 26, 2012 1:18 pm
Posts: 1722
You plead guilty to it and paid it... you are stuck with it on your record now and there is nothing you can do about it.

_________________
+++ This is not legal advice, only my opinion +++


Top
 Profile  
 
Re: Contesting Fail 2 Surrender Insurance card ticket after
PostPosted: Tue Jan 03, 2017 5:03 pm 
Offline
VIP

Joined: Fri Jun 25, 2010 3:30 am
Posts: 798
Your chances of re-opening a ticket that you paid are pretty much nil.

Sidebar....it's stuff like this that just burns me up. People are negative about police because of the huge impact a ticket has on them financially. It is nothing to do with the fine but the increased insurance premiums. How on earth does not having your friend's insurance slip make you a higher risk driver ? It's just asinine. A driving offence I can see but fail to produce documents ? OK, rant over. Nothing to see here, move on.

_________________
Former Ontario Police Officer. Advice will become less relevant as the time goes by !


Top
 Profile  
 
Re: Contesting Fail 2 Surrender Insurance card ticket after
PostPosted: Tue Jan 03, 2017 5:09 pm 
Offline
High Authority

Joined: Thu Jul 26, 2012 1:18 pm
Posts: 1722
Yes most people only look at the fine amount and the demerit points and never consider the insurance implications. So your $65 fine just became $665!

I agree that a document conviction should not affect your insurance at all... but unfortunately it does!

_________________
+++ This is not legal advice, only my opinion +++


Top
 Profile  
 
Re: Contesting Fail 2 Surrender Insurance card ticket after
PostPosted: Tue Jan 03, 2017 8:19 pm 
Offline
Newbie

Joined: Sun Jan 04, 2015 7:08 pm
Posts: 14
I once received a speeding ticket and my insurance company tried to up my rates by 10%. I asked them not to and they removed the ticket from my record.

They told me that they did this because I had not had a ticket or claim in 20 years and also because I insure 5 cars.

So it doesn't cost anything to ask them to remove it. Worked in my case.

J


Top
 Profile  
 
Re: Contesting Fail 2 Surrender Insurance card ticket after
PostPosted: Tue Jan 03, 2017 10:43 pm 
Offline
Sr. Member

Joined: Sun Jun 22, 2008 3:21 am
Posts: 380
Unfortunately, like the others have said, once you pay a ticket the courts consider the case closed and it is next to impossible to get them to reconsider the matter. At this point the only thing you can do is ask the insurance company to reconsider your rate, like curiousottman suggested, or shop around for a better rate from a different company.


Top
 Profile  
 
Re: Contesting Fail 2 Surrender Insurance card ticket after
PostPosted: Thu Jan 05, 2017 1:13 pm 
Offline
Jr. Member

Joined: Mon Nov 28, 2016 3:00 pm
Posts: 89
argyll wrote:
Your chances of re-opening a ticket that you paid are pretty much nil.

Sidebar....it's stuff like this that just burns me up. People are negative about police because of the huge impact a ticket has on them financially. It is nothing to do with the fine but the increased insurance premiums. How on earth does not having your friend's insurance slip make you a higher risk driver ? It's just asinine. A driving offence I can see but fail to produce documents ? OK, rant over. Nothing to see here, move on.


By having paid the ticket and plead guilty to the offence, a reopening would not be available. This leaves an appeal as the remaining avenue to address the conviction. If you could successfully have your appeal granted, it would bring your matter back before the regular POA court. Hiring a paralegal is generally cost-effective in contesting a matter before the court. While hiring a paralegal to do the appeal would provide you the best fighting chance to have the appeal granted, given the minor nature of the offence and costs this may not be cost effective in this particular case.

Should the appeal be granted and a new trial date be set, the next question is whether or not you have a defence or if a technical error or omission can be found upon which to have the charge withdrawn or dismissed. The offence of Fail To Surrender Insurance Card (CAIA section can be found here) does not state that you were not insured, only that you failed to provide proof of insurance when requested to do so. Providing proof of insurance at court, it not a defence to this charge. That's not to say that there may not be another grounds upon which to have the charge thrown out. However you may want to carefully weigh out the time and monetary costs of proceeding with an appeal versus unhappily accepting the current situation as an unfortunate learning lesson.

I hope this helps!

_________________
The content of this post is not legal advice. Legal advice can only be provided after a licenced paralegal has been retained, spoken with you directly, and reviewed the documents related to your case.


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 7 posts ] 

All times are UTC - 5 hours [ DST ]


Related topics
 Topics   Author   Replies   Views   Last post 
There are no new unread posts for this topic. fail to surrender insurance card!!!

ttrystru

4

8654

Sat Aug 14, 2010 4:50 pm

imfalcon View the latest post

There are no new unread posts for this topic. Fail to surrender insurance card

SQ1981

3

971

Thu Oct 27, 2011 10:02 pm

Stanton View the latest post

There are no new unread posts for this topic. fail to surrender insurance card

armanig

4

1771

Mon Nov 14, 2011 2:52 pm

Stanton View the latest post

There are no new unread posts for this topic. Fail To Surrender Insurance Card

drivingtoomuch

1

791

Wed Feb 25, 2015 6:27 pm

bend View the latest post

There are no new unread posts for this topic. "fail to surrender insurance card" - increased my

mutalisk

5

3748

Mon Jan 25, 2010 8:21 am

OTTLegal View the latest post

There are no new unread posts for this topic. failure to surrender insurance card

dubseller

4

2852

Wed Sep 01, 2010 5:25 pm

dubseller View the latest post

There are no new unread posts for this topic. Failure to Surrender Insurance Card

ulot9040

0

2217

Fri Nov 12, 2010 3:50 pm

ulot9040 View the latest post

There are no new unread posts for this topic. failure to surrender insurance card

kwigle

13

6137

Fri Jan 27, 2012 9:09 pm

OPS Copper View the latest post

There are no new unread posts for this topic. Failure to surrender insurance card in dealership loaner

[ Go to pageGo to page: 1, 2 ]

jestrela

22

736

Tue Apr 25, 2017 1:55 pm

jsherk View the latest post

There are no new unread posts for this topic. Failure surrender insurance card dealer loaner

jestrela

2

285

Thu Feb 09, 2017 4:50 pm

jsherk View the latest post

There are no new unread posts for this topic. fail to have insurance card

sonami

2

1734

Sat Dec 04, 2010 2:49 pm

sonami View the latest post

There are no new unread posts for this topic. Fail to have insurance card

maxxie

4

3417

Fri Feb 18, 2011 8:05 pm

hwybear View the latest post

 


Who is online

Users browsing this forum: No registered users and 1 guest


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
Web Development & Search Engine Optimization
Home | Court Listings | Ontario Traffic Ticket

Copyright 2007 - 2017 © Microtekblue Inc. Web Development & Search Engine Optimization Service. We Support phpBB All Rights Reserved.