Thank you! that's what I wasn't sure about but I didn't want to call the insurance and ask. Yes, for sure I will speak to the prosecutor to see if it can be reduced, but so relieved it will not affect insurance! thanks!

Hiall, My dad passed away Oct 18th. I was notified on Oct 19th at work and that night after working all day I tried to go to the cemetary on Hwy 27 and Queen to light a candle. Took the route across Queen and at Airport Rd I was following a truck and it was dark (7pm) and was unable to brake in time...