Hah okay thanks so much man. I read that in some regions they will amend up a reduced ticket if you challenge it, do you know if this happens in Toronto? Have you by any chance heard of insurance companies seizing upon a single small speeding offence like this to increase one's rates? Takes two spee...

Okay so I know it is no points and only a $30 fine but I've only had a G license for maybe 2 years and really can't afford increased insurance. Late at night on a smooth empty 4 lane city street, a cruiser tucked into a hidden driveway came into view and I gently braked and was pulled over. If I rec...