Seems like I have a lot to consider. Again, thanks for all the helpful tips folks! This site rocks, and I'm learning a ton of stuff.

Thanks for all the valuable info guys! Should I just pay the ticket and handle the insurance hike?

So if I pay the ticket out of court, it'll be lower than normal?

Also used as reference: http://ticketcombat.com/offences/fines.php

Your fine is actually correct. The fine on speeding tickets is calculated using the Ontario Court of Justice's set fines table, which can be found here: http://www.ontariocourts.ca/ocj/how-do-i/set-fines/set-fines-i/schedule-43/ For whatever reason the fines are slightly lower then what's listed in...

Hey all, I was recently busted doing 151 km/h on the 401 (officer bumped it to 149 to avoid impounding the rental). I realize I screwed up pretty hard, but I can't afford the insurance hike; so I really want to avoid this. I've been doing some research and found that she improperly calculated my set...