My question is how will this affect my insurance if found guility? (how much expected increase?)
Also what should I do with this ticket out of the options:
3) trail option?
I'm 25 with a G license. Also, the cop probably has a video recording because he came to a stop on the opposite side of the intersection as the light turned red.
No I'm pretty sure it was already red before I passed the white line
I just don't know what o should do with the ticket at this point . Should I take it to trial or take the second option?
As a general rule of thumb you should challenge EVERY ticket (there are a few exceptions).
Even if you sure you are guilty, you may benefit from a trial from following the possibilities:
Plea down to a lesser offence before the trial and/or reduced fine.
You may also benefit from the possibility of the case dismissed due to:
Officer not present at trial.
Lack of disclosure.
Trial does not take place not in a timely matter.
And like I said before you can potentially delay the conviction long enough that the old one comes off your record.
In most cases, they are both considered minor offences (minor, major, serious).cheeno50 wrote:My question is how will this affect my insurance if found guility? (how much expected increase?)
They'll assign a surcharge percentage. First minor conviction may be 0%, 5%, etc. Second conviction will land you a higher surcharge (eg. 15%).
Here is the Facility Association Guideline, for example:
- 1 - 0%
- 2 - 5%
- 3 - 15%
- 4 - 25%
- Each additional - 15%
Nothing is on your driving abstract until you are convicted. If you request a trial, you can put some space in between both tickets. That way you can avoid paying a higher surcharge for a longer period of time.
Or should I go for early resolution first and request trial if I don't like what they tell me?
Will I lose my early resolution offer if I go for the trial?
What's the best course of action here?
There will be quite a bit of people who will receive the same time as you. You'll usually line up and they'll make offers (if there's wiggle room to do so) for you to plead guilty to a lesser charge. Very few individuals in attendance with you, if any, will have a trial. Most will be taking deals and going on their way.
I recommend you choose the NOT GUILTY option for a Trial with the officer present.
Once you get your Notice of Trial you can then request disclosure (the officers notes) and decide whether to fight it further or not.
+++ This is not legal advice, only my opinion +++